The following products can help you manage the risks you face every day in your business:

Fixed interest rates.
When you fix your interest rate for a specific period, you'll find that financial planning is easier. For convenience, you may convert to another fixed rate or to a variable rate when the specified period is over.

Credit life insurance.
A credit life insurance policy protects dependents (or loan cosigners) from the financial burden of outstanding debt. Credit life insurance pays off the policy owner's insured loans immediately. It provides peace of mind by protecting your estate and your survivors' credit ratings by preventing loan default.

We provide credit life insurance through our partnership with Minnesota Mutual Insurance Company. Our loan assistants can provide premium quotes for you and also take care of policy details.

Would you like to know more? Our list of frequently asked questions will help you understand why you should consider credit life insurance.

Multi-peril crop insurance.
A little peace of mind goes a long way these days, especially when it's easy and affordable to obtain. Multiple Peril Crop Insurance (MPCI) can help you take some of the risk and worry out of the whims of nature. We call it "weather management" insurance, because it can protect your financial well being from nearly all natural disasters, including:

• drought
• excess moisture
• cold and frost
• flood
• wildlife
• unavoidable damage from insects and disease