• We are a federally-chartered cooperatively-owned lending institution — owned and directed by Maine business owners.
  
  
• We are proud to be part of the 89-year old Farm Credit System, a $125-billion nationwide network of cooperative banking institutions serving Rural America since 1916.
  
  
• We are regulated by the Farm Credit Administration, an independent regulatory agency of the federal government.

• We are funded through the sale of Farm Credit bonds and notes to investors in the national and international money markets. We provide business loans and related financial services, either directly or through our network of business partnerships, to Maine's agricultural, fishing and forest products industries.
  
  
• As a cooperative, part of our capital is provided by our member stockholders. However, our primary source of capital is earnings from our portfolio.
  
  
• We share our earnings with our members through our patronage dividend program.
  
  
• Our customers include a wide variety of private businesses and cooperatives that produce, harvest, process, market and transport potatoes, corn, milk, apples, blueberries, lobsters, fish, logs, wood chips, lumber and other related products.
  
• Our business partners include:

  - CoBank, a national bank for cooperatives and rural utilities
  - Farm Credit Leasing, the largest dedicated agricultural leasing company in the U.S.
  - Farm Credit associations like us that serve producers throughout the country
  - Crop Growers Insurance Services represented by Ron Kofsted
  - Minnesota Mutual Insurance Company, our preferred provider of credit life insurance

• In cooperation with our partners, our services include:

© 1999-2005 Farm Credit of Maine, ACA. All rights reserved.